Flexible, convenient, unique features

Farm Credit Services of America real estate loans are among the most competitive you'll find — and the most flexible. We finance farmland, farmsteads, ranchland, acreages and home construction in rural, small town or suburban areas.

You'll find many convenient and money-saving features, including rate and term options, interest rate conversions and no prepayment fees or penalties.

Borrowers may also be eligible for patronage.

Fixed rate

• Stable, predictable payment schedule helps control your risk.
• Delayed disbursement is a fee-based service that lets you borrow your secured funds when you need them.
• Choose a loan term that works for you — five- to 30-year maturities.

Variable rate

• Usually lower, more flexible rates that follow market conditions.
• Interest-only revolving real estate loans let you secure funds before you're ready to buy farmland.